CompanyWe invented follow-up cost insurance.And we have been developing it ever since.For over 29 years we have stood by patients when something unexpected happens after an aesthetic treatment - fast, unbureaucratic and without hidden costs.
No. 1 follow-up cost insurerBest in test since 2023Aesthetic complications included
4,9 / 5from over 330 Google reviewsTOP SERVICE PROVIDER since 2025 · Proven Expert
2007on the market - the first of our kind
14.000+claims processed
4,9 / 5from 330+ reviews
500.000 €maximum sum insured
6languages, valid across Europe
Our historyA legal gap became a safety net.In 2007 the legal situation changed: health insurers were allowed to charge patients for the follow-up costs of aesthetic procedures. We developed the answer - and have never stopped improving it since.
1997quadmed insurance broker is foundedMarcel Christ founds quadmed as an insurance broker, laying the foundation for the later specialization in aesthetic medicine.
2007The birth of beautyprotectTogether with Squarelife Insurance AG and one of the largest German associations for plastic and aesthetic surgery, the first follow-up cost insurance for cosmetic surgery is created - right in time for the law coming into force.
2015Market leader in Europebeautyprotect becomes the No. 1 in follow-up cost insurance. More and more doctors and clinics actively recommend the protection - in Germany, Switzerland and the EU.
2021New tariff world: LITE, PRO & VIPCancellable monthly, also for procedures already performed, with CancerProtect as free additional cover - the most modern generation of our insurance.
2022A family of brands emergesWith lipo-protect, cosmetics-protect and beauty.credit we extend the protection to lipedema treatments, non-surgical procedures and fair financing.
Who is behind itTwo strong partners. One promise.So you always know who your contact is - and who carries your risk.
Insurer & risk carrierSquarelife Insurance AGDevelops cosmetics-protect as a follow-up cost insurance for aesthetic treatments and is responsible for product design, scope of coverage and insurance conditions.
Specialized in the risks of aesthetic treatments – every day, for years
Your case receives the attention it deserves
Financially strong and independently verified
Your personal contactquadmed AGYour dedicated broker and specialist for aesthetic medicine. The beautyprotect team supports you personally – from the first question to the payout in the event of a claim
Not a chatbot, but experienced advisors – by your side for questions and in the event of a claim.
Available Mon-Fri 7am-8pm, Sat 7am-5pm
4,9 Google, 330+ customer reviews with 5 stars
MG
Marc GiezenCEO quadmed · your contact
Our promisesNot just transparent. Provable.
01No hidden surchargesNeither for multiple procedures nor reductions for private services. What the tariff says applies.
02Fast settlementIn the event of a complication, speed counts: reimbursements are often in your account within a few days - confirmed by our customers in over 300 reviews.
03Direct billing possibleOn request we settle directly with your health insurer - you do not have to pay in advance.
Doctors & partnersRecommended by doctors. Developed with associations.beautyprotect was created with the support of one of the largest German associations for plastic and aesthetic surgery. Our knowledge about complications, doctors and clinics makes us the first point of contact - before and after the procedure.
1 in 5
procedures leads to complications - even with carefully working doctors. Our experience from 14,000+ claims helps to treat them quickly and correctly.
Our leading beauty brands
Trusted insurance for your beauty journey
beautyprotect is insurance for cosmetic surgery that covers follow-up costs in the event of complications. It offers global coverage for various aesthetic procedures, with options for medical and aesthetic complications. The insurance can be canceled flexibly on a monthly basis after a minimum term of one year and covers both treatment in public clinics and private services.
lipo-protect is an additional health insurance policy specifically designed to cover complications following lipedema treatments, such as liposuction. It provides financial protection by covering medically necessary treatment following complications and ensuring that patients are not burdened with additional costs.
Personal supportWhen it matters most, experience counts —not a phone queue.That's exactly what our team is here for. We automate what makes sense to automate — but when it comes to your health and your coverage, you talk to people who have mastered their craft for over ten years.
„When I had complications after my surgery, I had no patience for phone queues or canned responses. At beautyprotect, someone was on the line right away who understood exactly what was going on — and who had already handled a hundred cases like mine. That feeling of having someone with real experience there was worth more than anything else in that moment.“— Customer voice
Call us or write to us – we help you quickly, personal and easily.
330+
reviews
Available
Monday to Saturday 8 am - 8 pm